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It's Time There Was A Net Branch Alternative

Southwest Funding has approximately 70 commercial mortgage retail branch locations nationwide and we are continuing to grow. Due to the strength and fortitude of being a full correspondent mortgage banker, our business model as a net branching alternative has proven us to be recession proof. Started in 1993, Southwest Funding has a highly credible track record, stellar compliance department, and invaluable relationships with the best companies in the business. We have been propelled head and shoulders above our nearest competitor due to our excellence in the field, strong industry connections, and by hiring only the best mortgage bankers and loan officers. After more than 20 years in business, we know that the mortgage industry is always changing and that net branching is becoming a thing of the past, and we are flexible to meet those changing requirements. Imagine where Southwest Funding will be in the next decade? Are you ready to be part of it?

Find out how we can help you grow your career! Learn more about our origination opportunities.

A mortgage net branch is an arrangement in which an existing mortgage company gives a franchise to another mortgage company in order to carry out its business plan in a particular area. These may be small mortgage companies in their own, or they may be mortgage brokers. Additionally, they do not offer competitive pricing and they rent their state licenses for a fee. These branches are a company with a loose affiliation with another business or individual that offers a licensee or registrant's mortgages at a different branch or location and often under a different name.

We have seen other mortgage companies fall by the wayside while we continue to prosper due to our singular and successful approach to the mortgage industry. With the constant changing of FHA guidelines, Southwest Funding is poised and set to adhere to whatever industry changes happen. As a Direct Endorsement HUD-approved Mortgage Banker we do not have to rely on fees from these types of branch schemes to keep our business afloat. We are debt free and will continue to be debt free because of our business model and because we hire only the best. Southwest Funding has the opportunity to partner, grow, and market to obtain more business. We are not a net branch company; we are a successful retail mortgage origination company. Unlike the above company models, Southwest Funding takes an active role in helping each retail branch office succeed to its fullest capability by investing our time and energy into providing the best training, marketing, advice, staffing methods and in-depth industry knowledge so that we can all prosper. We are much better than these other types of branches because we support you throughout the relationship, not just at the beginning. We want everyone to succeed and make a profit, so you can rest knowing that we will look after you and your business with the same audacity that has kept us above the competition for the last 20+ years. By joining a net branching venture, you can lose your identity, individuality and reputation. We do not take away your identity from our retail mortgage branch offices. We encourage each retail mortgage branch to create your own identity while working under the Southwest Funding name. We give you the freedom to flourish and be profitable not just for us, but for yourself. We will only enhance your reputation as an individual as you operate with a well-known, well-respected company, Southwest Funding. You will reap a plethora of benefits by joining Southwest Funding. Most of all you will be recognized for all the hard work and commitment you will do to make not just Southwest Funding but your mortgage branch, an outstanding name that will be around for decades to come.

Southwest Funding is hands down the best mortgage retail branch in the business. I really do not know where I would be if I did not have that extra help from our corporate office on payroll and compliance issues, which allows me to manage my branch and help with originating and placing loans which in turn benefits all!

- Paul Guerrero, Branch Manager
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What our branch managers say